添加判断，出单人时团队长不走三级分销

tenant/insurance/quotation-summary/src/main/java/com/jzg/quotation/summary/aop/aspect/QuoteVerificationAspect.java

@@ -846,7 +846,8 @@ public class QuoteVerificationAspect {
         if (referrerResult.getData() != null) {
             EsmUserReferrer referrer = referrerResult.getData();
             HttpResult<SysUserJzgInfo> referrerInfoResult = orgClient.getUserInfo(referrer.getReferrerId());
-            if (referrerInfoResult.getData() != null && "1".equals(referrerInfoResult.getData().getIsDistribution())) {
+            // 添加判断 出单员为团队在不走分销   !isTeamLeader(userId)
+            if (referrerInfoResult.getData() != null && "1".equals(referrerInfoResult.getData().getIsDistribution()) && !isTeamLeader(userId)) {
                 String distributorId = referrer.getReferrerId();
 
                 BigDecimal commissionRatio1 = setting.getCommissionRatioLevel1().divide(new BigDecimal(100)).setScale(5, RoundingMode.DOWN);