中煤修改即时起保

tenant/insurance/quotation-zhongmei/src/main/java/com/jzg/quotation/zhongmei/crawler/entity/Request/ZmCrawlerQuotedPriceRequest.java

@@ -1177,7 +1177,7 @@ public class ZmCrawlerQuotedPriceRequest extends BaseRequest {
                     }
                     this.expiryDate = riskInfoVo.getEndDate();
                     this.argueSolution = "1";
-                    if (riskInfoVo.isInstantFlag() || !riskInfoVo.getStartDate().endsWith("00:00:00")) {
+                    if (riskInfoVo.isInstantFlag() && !riskInfoVo.getStartDate().endsWith("00:00:00")) {
                         this.reinsuranceFlag = "1";
                     } else {
                         this.reinsuranceFlag = "0";