修改平台协议应收-应收订单-导入平台协议接口逻辑：导入的数据，根据保单号查询，如果数据库中存在，则进行修改；如果不存在，则返回失败，并返回一个下载链接，可以下载导入失败的数据

tenant/organization/src/main/java/com/jzg/organization/service/impl/ReceivableServiceImpl.java

@@ -655,7 +655,7 @@ public class ReceivableServiceImpl extends ServiceImpl<ReceivableMapper, InsPlyI
         // 只存储需要【修改】的数据
         List<InsPlyIncome> updateExcel = new ArrayList<>();
 
-        // ===================== 第一步：校验Excel内部保单号重复 =====================
+        // 校验Excel内部保单号重复
         Set<String> existPolicyNoSet = new HashSet<>();
         Set<String> repeatPolicyNoSet = new HashSet<>();
 
@@ -691,7 +691,7 @@ public class ReceivableServiceImpl extends ServiceImpl<ReceivableMapper, InsPlyI
             InsPlyIncome existIncome = baseMapper.selectOne(new LambdaQueryWrapper<InsPlyIncome>()
                     .eq(InsPlyIncome::getJqPolicyNo, vo.getJqPolicyNo()));
 
-            // ===================== 【关键修改】数据库不存在 → 直接失败 =====================
+            // 数据库不存在 → 直接失败
             if (Objects.isNull(existIncome)) {
                 failedNumber++;
                 vo.setErrorMessage("保单号不存在，不允许新增");
@@ -699,7 +699,7 @@ public class ReceivableServiceImpl extends ServiceImpl<ReceivableMapper, InsPlyI
                 continue;
             }
 
-            // ===================== 数据库已存在 → 继续后续校验（需求3顺序） =====================
+            // 数据库已存在 → 继续后续校验
             // 判断已开票 / 已结算
             if ("1".equals(existIncome.getSuperviseSettlement()) || "1".equals(existIncome.getOtherSettlement())
                     || "1".equals(existIncome.getJySuperviseSettlement()) || "1".equals(existIncome.getJyOtherSettlement())) {
@@ -711,7 +711,7 @@ public class ReceivableServiceImpl extends ServiceImpl<ReceivableMapper, InsPlyI
 
             // 封装修改数据
             InsPlyIncome insPlyIncome = new InsPlyIncome();
-            insPlyIncome.setId(existIncome.getId()); // 必须带ID才能修改
+            insPlyIncome.setId(existIncome.getId());
             insPlyIncome.setLicenseNo(vo.getLicenseNo());
             insPlyIncome.setJqPolicyNo(vo.getJqPolicyNo());
             insPlyIncome.setJqSuperviseCostsProportion(vo.getJqSuperviseCostsProportion());