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@@ -1,12 +1,253 @@
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package com.ydtech.modules.admin.components;
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package com.ydtech.modules.admin.components;
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-
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+import com.alibaba.fastjson.JSONObject;
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+import com.ydtech.exception.SystemException;
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+import com.ydtech.modules.admin.components.request.UnionPayRequest;
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+import com.ydtech.modules.admin.components.response.UnionPayResponse;
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+import com.ydtech.utils.HMAC256Uitil;
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+import com.ydtech.utils.SM2Utils;
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+import com.ydtech.utils.StringUtils;
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+import lombok.RequiredArgsConstructor;
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+import org.redisson.api.RLock;
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+import org.redisson.api.RedissonClient;
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+import org.slf4j.Logger;
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+import org.slf4j.LoggerFactory;
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+import org.springframework.beans.factory.annotation.Autowired;
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+import org.springframework.core.env.Environment;
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+import org.springframework.data.redis.core.StringRedisTemplate;
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+import org.springframework.http.HttpEntity;
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+import org.springframework.http.HttpHeaders;
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+import org.springframework.http.ResponseEntity;
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import org.springframework.stereotype.Component;
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import org.springframework.stereotype.Component;
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+import org.springframework.util.ObjectUtils;
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+import org.springframework.web.client.RestTemplate;
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+import java.net.InetAddress;
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+import java.net.UnknownHostException;
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+import java.security.InvalidParameterException;
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+import java.text.SimpleDateFormat;
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+import java.util.*;
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+import java.util.concurrent.TimeUnit;
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/**
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/**
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- * 银联API接口
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- */
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+ * @description: 银联Api
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+ **/
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@Component
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@Component
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+@RequiredArgsConstructor
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public class UnionPayRequestApiComponent {
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public class UnionPayRequestApiComponent {
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+
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+ private final static Logger LOGGER = LoggerFactory.getLogger(UnionPayRequestApiComponent.class);
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+ @Autowired
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+ Environment environment;
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+
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+ @Autowired
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+ private RedissonClient redissonClient;
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+ @Autowired
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+ private StringRedisTemplate redisTemplate;
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+
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+ private final RestTemplate restTemplate;
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+
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+ private final String UNION_PAY_MAP = "unionPay";
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+ private final String UNION_PAY_ACCESS_TOKEN_KEY = "unionPayAccessToken";
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+ private final String UNION_PAY_ACCESS_TOKEN_LOCK = "unionPayAccessTokenLock";
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+ private final int UNION_PAY_LOCK_TIME = 10000;
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+ private final int UNION_PAY_SLEEP_TIME = 5000;
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+ private final int RANDOM_MAX = 999999999;
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+ private final int RANDOM_MIN = 100000000;
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+
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+
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+ /**
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+ * 运营商二要素验证接口
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+ * @param request
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+ */
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+ public UnionPayResponse twoFactorVerifyRequest(UnionPayRequest request) {
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+ String url = environment.getProperty("unionPay.2FactorVerifyUrl");
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+ JSONObject params=new JSONObject();
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+ if (StringUtils.isBlank(request.getPhoneNo())) {
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+ throw new InvalidParameterException("手机号不允许为空!");
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+ }
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+ params.put("phoneNo", request.getPhoneNo());
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+
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+ //01:验证姓名+手机号,此时用户姓名必输 02:身份证+手机号,此时证件类型、证件
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+ if (StringUtils.isNotBlank(request.getCertNo())) {
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+ params.put("verifyType", "02");
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+ params.put("certType", "01");//证件类型 01:身份证
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+ params.put("certNo", request.getCertNo());
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+ } else if (StringUtils.isNotBlank(request.getName())) {
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+ params.put("verifyType", "01");
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+ params.put("name", request.getName());
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+ } else {
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+ throw new InvalidParameterException("身份证、用户姓名至少传值一个!");
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+ }
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+ return commonRequest(url, params);
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+ }
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+
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+ /**
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+ * 银行卡验证接口
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+ * @param request
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+ */
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+ public UnionPayResponse bankCardVerifyRequest(UnionPayRequest request) {
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+ String url = environment.getProperty("unionPay.2FactorVerifyUrl");
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+ JSONObject params=new JSONObject();
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+ if (StringUtils.isBlank(request.getCardNo())) {
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+ throw new InvalidParameterException("卡号不允许为空!");
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+ }
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+ if (StringUtils.isBlank(request.getCertNo()) && StringUtils.isBlank(request.getName()) &&
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+ StringUtils.isBlank(request.getPhoneNo())) {
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+ throw new InvalidParameterException("证件号、用户姓名、手机号至少传值一个!");
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+ }
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+ params.put("cardNo", request.getCardNo());
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+ params.put("personalMandate", "1");//是否取得个人授权,字段取值0或1。1:是 0:否
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+ params.put("sceneId", "13"); //TODO 业务场景 13:车险
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+ if (StringUtils.isNotBlank(request.getCertNo())) {
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+ params.put("certType", "01");//证件类型 01:身份证
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+ params.put("certNo", request.getCertNo());
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+ }
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+ if (StringUtils.isNotBlank(request.getName())) {
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+ params.put("name", request.getName());
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+ }
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+ if (StringUtils.isNotBlank(request.getPhoneNo())) {
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+ params.put("phoneNo", request.getPhoneNo());
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+ }
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+ params.put("appName", "01晋掌柜");//TODO 交易发起应用名称
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+ params.put("ipType", "04");//IP版本号 04:IPV4 06:IPV6
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+ try {
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+ params.put("sourceIp", InetAddress.getLocalHost().getHostAddress()); // ip
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+ } catch (UnknownHostException e) {
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+ LOGGER.error("获取ipv4地址异常",e);
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+ throw new RuntimeException("获取ipv4地址异常:",e);
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+ }
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+ params.put("protocolVersion", ""); // 用户授权协议版本号 //TODO
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+ params.put("protocolNo", ""); // 用户授权协议流水号
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+ return commonRequest(url, params);
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+ }
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+
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+
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+ /**
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+ * 调用银联接口
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+ * @param url 地址
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+ * @param params 入参
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+ * @return 返参
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+ */
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+ private UnionPayResponse commonRequest(String url,JSONObject params) {
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+ try {
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+ String publicKey = environment.getProperty("unionPay.publicKey");
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+ JSONObject data=new JSONObject();
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+ String dataValue = Base64.getEncoder().encodeToString(SM2Utils.encrypt(params.toString(),
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+ publicKey).getBytes());
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+ data.put("data", dataValue);
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+
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+ HttpHeaders httpHeaders = new HttpHeaders();
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+ httpHeaders.set("Content-Type","application/json;charset=UTF-8");
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+ httpHeaders.set("Accept","application/json");
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+ httpHeaders.set("Authorization",getAccessToken());
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+ // 请求
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+ HttpEntity<String> httpEntity = new HttpEntity<>(params.toString(), httpHeaders);
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+ ResponseEntity<String> response = restTemplate.postForEntity(url, httpEntity, String.class);
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+ JSONObject resp = JSONObject.parseObject(response.getBody());
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+
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+ if ("20000000".equals(resp.getString("errCode"))) {
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+ String privateKey = environment.getProperty("unionPay.privateKey");
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+ String respData = SM2Utils.decrypt(new String(Base64.getDecoder().decode(resp.getString("data"))),
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+ privateKey);
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+ return JSONObject.parseObject(respData, UnionPayResponse.class);
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+ } else {
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+ throw new SystemException("银联信息验证异常["+resp.getString("errCode")+":"+
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+ resp.getString("errInfo")+"]");
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+ }
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+ } catch (Exception e) {
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+ LOGGER.error("银联接口调用异常",e);
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+ throw new RuntimeException("银联接口调用异常:",e);
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+ }
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+ }
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+
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+ /**
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+ * 获取银联token
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+ * @return
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+ */
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+ private String getAccessToken() {
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+
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+ Object token = redisTemplate.opsForHash().get(UNION_PAY_MAP,UNION_PAY_ACCESS_TOKEN_KEY);
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+ // 缓存中不存在就去请求token
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+ if (!ObjectUtils.isEmpty(token)) {
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+ return (String)token;
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+ }
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+
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+ // 使用分布式锁 只有一个人可以访问登录
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+ RLock lock = redissonClient.getLock(UNION_PAY_ACCESS_TOKEN_LOCK);
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+ try {
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+ boolean isLock = lock.tryLock(1, UNION_PAY_LOCK_TIME, TimeUnit.MILLISECONDS);
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+ if (isLock) {
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+ try {
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+ return this.invokeToken();
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+ } finally {
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+ lock.unlock();
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+ }
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+ }
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+
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+ } catch (InterruptedException e) {
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+ LOGGER.error("getAccessToken InterruptedException",e);
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+ lock.unlock();
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+ Thread.currentThread().interrupt();
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+ throw new RuntimeException("获取银联Token异常,请重试!");
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+ }
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+
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+ // 睡眠一段时间 自调用 重新获取缓存中的 header
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+ try {
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+ Thread.sleep(UNION_PAY_SLEEP_TIME);
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+ } catch (InterruptedException e) {
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+ LOGGER.error("getAccessToken InterruptedException",e);
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+ Thread.currentThread().interrupt();
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+ throw new RuntimeException("获取银联Token异常,请重试!");
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+ }
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+ return getAccessToken();
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+ }
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+
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+ /**
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+ * 调用银联接口获取token
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+ * @return token
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+ */
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+ private String invokeToken() {
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+ String appId = environment.getProperty("unionPay.appId");
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+ String appKey = environment.getProperty("unionPay.appKey");
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+ String accessTokenUrl = environment.getProperty("unionPay.accessTokenUrl");
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+ SimpleDateFormat sdf = new SimpleDateFormat("yyyyMMddHHmmss");
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+ String timestamp = sdf.format(new Date());
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+ Random rand = new Random();
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+ String randNumber = String.valueOf(rand.nextInt(RANDOM_MAX - RANDOM_MIN + 1) + RANDOM_MIN);
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+
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+ String signature = HMAC256Uitil.hmac256(appId+timestamp+randNumber,appKey);//TODO
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+
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+ JSONObject params=new JSONObject();
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+ params.put("appId", appId);
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+ params.put("timestamp", timestamp);
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+ params.put("nonce", randNumber);
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+ params.put("signMethod", "SHA256");
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+ params.put("signature", signature);
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+ try{
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+ HttpHeaders httpHeaders = new HttpHeaders();
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+ httpHeaders.set("Content-Type","application/json;charset=UTF-8");
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+ httpHeaders.set("Accept","application/json");
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+
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+ // 请求
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+ HttpEntity<String> httpEntity = new HttpEntity<>(params.toString(), httpHeaders);
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+ ResponseEntity<String> response = restTemplate.postForEntity(accessTokenUrl, httpEntity, String.class);
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+ JSONObject resp = JSONObject.parseObject(response.getBody());
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+ if ("20000000".equals(resp.getString("errCode"))) {
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+ String token = resp.getString("accessToken");
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+ int expiresIn = resp.getIntValue("expiresIn"); //失效时间
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+ Map<String, String> map = new HashMap<>();
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+ map.put(UNION_PAY_MAP, "OPEN-ACCESS-TOKEN AccessToken=\""+token+"\", appId=\""+appId+"\"");
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+ redisTemplate.opsForHash().putAll(UNION_PAY_ACCESS_TOKEN_KEY, map);
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+ redisTemplate.expire(UNION_PAY_ACCESS_TOKEN_KEY, expiresIn-30, TimeUnit.SECONDS);
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+ return token;
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+ } else {
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+ throw new SystemException("获取银联Token异常["+resp.getString("errCode")+":"+
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+ resp.getString("errInfo")+"]");
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+ }
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+ }catch(Exception e){
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+ LOGGER.error("获取银联Token异常",e);
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+ throw new RuntimeException("获取银联Token异常,请重试!",e);
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+ }
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+ }
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}
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}
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